Say hello to 2012!
It's a brand new year and I've been noticing that many new year's traditions center around money. So I thought that for my first post of the year I would give an overview of some of these traditions and some money-saving tips for the season.
One tradition that I grew up with was eating black-eyed peas to bring wealth. I absolutely despise black-eyed peas but once a year I gritted my teeth and ate as many as I could stand. One year I carefully ate then one at a time until I had eaten exactly 100 in order to get the corresponding amount of cash during the year (back when $100 was the largest amount I could concieve of).
Another tradition I heard of only recently was that during the first few days of the year you shouldn't make any frivolous purchases because you would be doomed to debt for the rest of the year. I think this is more of a correlation effect than anything else. The kind of people who would make such purchases are the kind to make such purchases throughout the year. Correlation doesn't prove causation.
Lastly is making resolutions. This is the only tradition I put stock in. If you can actually resolve to save more money or to earn more money in the coming year, typically you will. As with any resolution though it needs to be reasonable and you need to keep it for more than two months. Try to tell someone to keep on track.
On that note, my own resolution is to focus on my writing. I have decided to call it Writing Wednesday. One day of my week that will be dedicated to working on my novel, blog, diary, or my other miscellaneous musings. That isn't to say that I won't be writing while multitasking, but the other tasks will probably be more relaxing such as soaking in a foot bath while wearing a spa mask, etc.
But back to the money, it is probably tempting to shop right now with all the post-holiday sales and clearance events. However I recommend attacking the deals the same way you go about shoping prior to the holidays: know what you want, what you are willing to pay, and don't get anything else.
That's all I have for now. Hope everyone had a safe and happy holiday. Thank you so much for putting up with an inconsistent blogger.
Stay stingy, my friends.
:P
It's a brand new year and I've been noticing that many new year's traditions center around money. So I thought that for my first post of the year I would give an overview of some of these traditions and some money-saving tips for the season.
One tradition that I grew up with was eating black-eyed peas to bring wealth. I absolutely despise black-eyed peas but once a year I gritted my teeth and ate as many as I could stand. One year I carefully ate then one at a time until I had eaten exactly 100 in order to get the corresponding amount of cash during the year (back when $100 was the largest amount I could concieve of).
Another tradition I heard of only recently was that during the first few days of the year you shouldn't make any frivolous purchases because you would be doomed to debt for the rest of the year. I think this is more of a correlation effect than anything else. The kind of people who would make such purchases are the kind to make such purchases throughout the year. Correlation doesn't prove causation.
Lastly is making resolutions. This is the only tradition I put stock in. If you can actually resolve to save more money or to earn more money in the coming year, typically you will. As with any resolution though it needs to be reasonable and you need to keep it for more than two months. Try to tell someone to keep on track.
On that note, my own resolution is to focus on my writing. I have decided to call it Writing Wednesday. One day of my week that will be dedicated to working on my novel, blog, diary, or my other miscellaneous musings. That isn't to say that I won't be writing while multitasking, but the other tasks will probably be more relaxing such as soaking in a foot bath while wearing a spa mask, etc.
But back to the money, it is probably tempting to shop right now with all the post-holiday sales and clearance events. However I recommend attacking the deals the same way you go about shoping prior to the holidays: know what you want, what you are willing to pay, and don't get anything else.
That's all I have for now. Hope everyone had a safe and happy holiday. Thank you so much for putting up with an inconsistent blogger.
Stay stingy, my friends.
:P
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